THE JOURNAL

Field notes from fifty years of opening doors.

Slow essays on buying, selling, and settling into Southern Arizona — written between showings, signings, and long drives down Continental Road.

In this issue

  • The first ten days on market

  • A buyer's quiet checklist

  • Green Valley vs. Sahuarita

  • On editorial photography

Mortgage Rates: Focus on the Payment, Not Just the Headline

Mortgage Rates: Focus on the Payment, Not Just the Headline

Mortgage Rates: Focus on the Payment, Not Just the HeadlineMartha Viera Parsons
Published on: 01/09/2026

National mortgage averages aren't your personal loan quote. Discover how to calculate your total monthly housing expenses in Southern Arizona with Martha's tip.

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The Mortgage Payment Is Only Part of the Cost

The Mortgage Payment Is Only Part of the Cost

The Mortgage Payment Is Only Part of the CostMartha Viera Parsons
Published on: 31/08/2026

Don't let hidden homeownership costs surprise you. Learn how to create a total housing estimate before buying in Southern Arizona with Martha's expert tips.

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Before You Pay Off That 3.25% Mortgage

Before You Pay Off That 3.25% Mortgage

Before You Pay Off That 3.25% MortgageMartha Viera Parsons
Published on: 24/08/2026

Learn how assumable FHA and VA mortgages may let qualified buyers take over a seller’s lower interest rate—and what buyers and sellers should consider.

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Martha Viera Parsons

Associate Broker · Realtor

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