THE JOURNAL

Field notes from fifty years of opening doors.

Slow essays on buying, selling, and settling into Southern Arizona — written between showings, signings, and long drives down Continental Road.

In this issue

  • The first ten days on market

  • A buyer's quiet checklist

  • Green Valley vs. Sahuarita

  • On editorial photography

Today’s Mortgage Rate Is Not Your Payment

Today’s Mortgage Rate Is Not Your Payment

Today’s Mortgage Rate Is Not Your PaymentMartha Viera Parsons
Published on: 23/09/2026

Don't let national mortgage-rate headlines mislead you. Discover the true cost of homeownership in Southern Arizona, including taxes, HOA fees, and insurance.

Read more
Mortgage Rates: Focus on the Payment, Not Just the Headline

Mortgage Rates: Focus on the Payment, Not Just the Headline

Mortgage Rates: Focus on the Payment, Not Just the HeadlineMartha Viera Parsons
Published on: 01/09/2026

National mortgage averages aren't your personal loan quote. Discover how to calculate your total monthly housing expenses in Southern Arizona with Martha's tip.

Read more
The Mortgage Payment Is Only Part of the Cost

The Mortgage Payment Is Only Part of the Cost

The Mortgage Payment Is Only Part of the CostMartha Viera Parsons
Published on: 31/08/2026

Don't let hidden homeownership costs surprise you. Learn how to create a total housing estimate before buying in Southern Arizona with Martha's expert tips.

Read more
Before You Pay Off That 3.25% Mortgage

Before You Pay Off That 3.25% Mortgage

Before You Pay Off That 3.25% MortgageMartha Viera Parsons
Published on: 24/08/2026

Learn how assumable FHA and VA mortgages may let qualified buyers take over a seller’s lower interest rate—and what buyers and sellers should consider.

Read more

Martha Viera Parsons

Associate Broker · Realtor

"You're an MVP with me." — Personalized real estate care across Southern Arizona.

CONNECT

Green Valley, AZ

VISIT

© 2026 MVP Real Estate

HomeSmart Advantage Group